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just updated my bank details for the R350 grant and honestly it was more confusing than expected. if you're getting the SRD payment, the online process is actually pretty straightforward - you go to the SASSA portal, enter your ID number, they send you a link via SMS, then you just punch in your new account info. took me like 10 minutes. the tricky part is making sure your account is registered in your own name, they won't pay into joint accounts or anything like that.
if you're on a permanent grant though (old age, disability, whatever), that's a whole different story. you can't do it online at all - gotta go to the SASSA office in person with your ID and a recent bank statement. they process it and then it takes up to 21 working days for the bank to verify everything. just a heads up: if you want the change to show up next month, you need to submit before the 15th or you're waiting another cycle.
also don't forget about updating your phone number if you changed it. that's how they send you the verification links and payment notifications. honestly the whole thing would be easier if they just let you do everything online, but at least the R350 side of things is getting better. anyone else dealing with this right now?