For a while, I had a bit of a shadow over the matter of "receiving payments."

It's not that I couldn't make money, but the money was on the way, always seeming to be trapped in a congested tunnel, clearly in sight but never arriving.
The client on the other end says "I've already sent it," while I keep refreshing the account over and over again on this end;
The service fee feels like air being quietly siphoned away, and the exchange rate is like a dull knife slowly eroding the profit.