Another city commercial bank plans to increase capital and expand shares, with small and medium-sized banks densely raising capital

[Source: Global Times]

[Comprehensive Financial Report by Global Times] Recently, banks have been actively increasing their capital. On March 10, the Sanming Regulatory Branch of the National Financial Regulatory Administration announced approval for the plan to increase the registered capital of Yong’an HSBC Village Bank. Yong’an HSBC Village Bank will issue an additional RMB 15 million in registered capital to HSBC Hong Kong Shanghai Bank Limited, which will subscribe to the new capital with RMB 15 million in cash.

In addition, Chengdu Bank announced that its registration capital change has been approved, increasing from RMB 3.736 billion to RMB 4.238 billion. Its convertible bonds will be redeemed early and delisted, with the total number of shares increasing to 4.238 billion. Hubei Bank recently completed a private placement of 1.8 billion shares, raising RMB 7.614 billion, all used to supplement core Tier 1 capital.

Meanwhile, Guangzhou Bank announced plans to further strengthen its capital by conducting a capital increase and share expansion, and is seeking procurement for related intermediary services through competitive consultation. Data disclosed by Guangzhou Bank shows that as of the end of the third quarter of 2025, its core Tier 1 capital adequacy ratio was 7.73%.

According to data from the National Financial Regulatory Administration, by the end of Q4 2025, China’s commercial banks had a capital adequacy ratio of 15.46%, Tier 1 capital adequacy ratio of 12.37%, and core Tier 1 capital adequacy ratio of 10.92%. (Wen Hui)