Brazil has transformed from emerging potential to active market leadership in real-world asset (RWA) tokenization. What was once a technology frontier has rapidly become operational reality, with financial institutions now regularly issuing and trading digitized versions of corporate loans, invoices, and other financial instruments directly on blockchain networks. The scale of this transformation became undeniable when Liqi Digital Assets, in partnership with XDC Network, surpassed the $100 million tokenized RWA threshold, with ambitious plans to reach $500 million by year-end 2026. This milestone represents far more than incremental progress—it signals that tokenization has definitively moved from experimental testing into production-grade financial infrastructure.
The $100M Achievement: Liqi and XDC Network’s Tokenization Breakthrough
The accomplishment carries particular significance because it demonstrates viable business models, not theoretical concepts. Liqi’s success reflects growing institutional confidence in blockchain-based asset management. By leveraging XDC Network, an enterprise-grade blockchain designed specifically for financial operations, the platform has established a working model that combines regulatory compliance with operational efficiency. The choice of XDC over public chains like Ethereum underscores a critical insight: enterprise blockchains offer guaranteed transaction finality, predictable fee structures, ISO 20022 compatibility, and enhanced security features—essentials for handling sophisticated, large-value financial transactions that public networks struggle to support reliably.
Government-Backed Support: How Brazil’s Financial Regulators Are Leading the RWA Revolution
What truly distinguishes Brazil’s approach is the coordinated collaboration between financial regulators and market participants. Brazil’s Central Bank (BCB) and Securities and Exchange Commission (CVM) have orchestrated efforts alongside the nation’s largest banking institutions—Banco Itaú, Banco ABC, Banco BV, Milenio Capital, and others—to embed tokenization into the formal financial system rather than confining it to isolated tech experiments. This regulatory-institutional alignment represents a fundamental difference from other markets still engaging in pilot programs. Brazilian regulators recognized that scaling RWA tokenization requires direct partnership with established financial players, not parallel innovation tracks. The result is a deliberate integration of blockchain into the country’s official banking infrastructure.
The infrastructure underpinning Brazil’s RWA revolution emphasizes robustness over experimentation. Enterprise-grade blockchains like XDC Network provide the architectural foundation that financial institutions demand—guaranteed transaction confirmation, low and predictable fees, international standard compatibility (ISO 20022), and institutional-level security protocols. This technological choice reflects market maturity: financial markets require infrastructure that performs with absolute reliability, not technological innovation for its own sake. For Brazil’s institutions, integrating with SWIFT and traditional banking systems while simultaneously leveraging blockchain represents the ideal hybrid approach: modernized settlement and tokenization capabilities without sacrificing compatibility with existing financial infrastructure.
Future Growth: From Billions in Pipeline to Industry Standard
The momentum extends beyond Liqi’s achievements. In late 2025, Rayls—a Layer 1 blockchain specifically architected for compliant RWA tokenization—and AmFi, Brazil’s leading tokenization platform, announced a collaboration targeting the digitization of over $1 billion in private loans by mid-2027. This announcement adds another dimension to Brazil’s market leadership: multiple platforms, regulatory frameworks, and institutional players are converging on tokenization as the standard infrastructure for modern finance.
Brazil’s RWA tokenization ecosystem demonstrates what becomes possible when regulatory clarity, institutional participation, and appropriate technological infrastructure align. Rather than treating tokenization as a speculative venture, Brazil’s approach treats it as essential infrastructure for reducing capital-raising costs, accelerating settlement finality, establishing transparent credit market dynamics, and enabling seamless integration with global banking systems. As other nations continue deliberating blockchain integration, Brazil has moved decisively into execution mode, establishing itself as the global reference point for translating RWA tokenization from potential to operational reality.
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
Brazil's RWA Tokenization Surge: Breaking $100 Million Milestone and Reshaping Global Markets in 2026
Brazil has transformed from emerging potential to active market leadership in real-world asset (RWA) tokenization. What was once a technology frontier has rapidly become operational reality, with financial institutions now regularly issuing and trading digitized versions of corporate loans, invoices, and other financial instruments directly on blockchain networks. The scale of this transformation became undeniable when Liqi Digital Assets, in partnership with XDC Network, surpassed the $100 million tokenized RWA threshold, with ambitious plans to reach $500 million by year-end 2026. This milestone represents far more than incremental progress—it signals that tokenization has definitively moved from experimental testing into production-grade financial infrastructure.
The $100M Achievement: Liqi and XDC Network’s Tokenization Breakthrough
The accomplishment carries particular significance because it demonstrates viable business models, not theoretical concepts. Liqi’s success reflects growing institutional confidence in blockchain-based asset management. By leveraging XDC Network, an enterprise-grade blockchain designed specifically for financial operations, the platform has established a working model that combines regulatory compliance with operational efficiency. The choice of XDC over public chains like Ethereum underscores a critical insight: enterprise blockchains offer guaranteed transaction finality, predictable fee structures, ISO 20022 compatibility, and enhanced security features—essentials for handling sophisticated, large-value financial transactions that public networks struggle to support reliably.
Government-Backed Support: How Brazil’s Financial Regulators Are Leading the RWA Revolution
What truly distinguishes Brazil’s approach is the coordinated collaboration between financial regulators and market participants. Brazil’s Central Bank (BCB) and Securities and Exchange Commission (CVM) have orchestrated efforts alongside the nation’s largest banking institutions—Banco Itaú, Banco ABC, Banco BV, Milenio Capital, and others—to embed tokenization into the formal financial system rather than confining it to isolated tech experiments. This regulatory-institutional alignment represents a fundamental difference from other markets still engaging in pilot programs. Brazilian regulators recognized that scaling RWA tokenization requires direct partnership with established financial players, not parallel innovation tracks. The result is a deliberate integration of blockchain into the country’s official banking infrastructure.
Enterprise Blockchain Infrastructure Powers Next-Generation RWA Tokenization
The infrastructure underpinning Brazil’s RWA revolution emphasizes robustness over experimentation. Enterprise-grade blockchains like XDC Network provide the architectural foundation that financial institutions demand—guaranteed transaction confirmation, low and predictable fees, international standard compatibility (ISO 20022), and institutional-level security protocols. This technological choice reflects market maturity: financial markets require infrastructure that performs with absolute reliability, not technological innovation for its own sake. For Brazil’s institutions, integrating with SWIFT and traditional banking systems while simultaneously leveraging blockchain represents the ideal hybrid approach: modernized settlement and tokenization capabilities without sacrificing compatibility with existing financial infrastructure.
Future Growth: From Billions in Pipeline to Industry Standard
The momentum extends beyond Liqi’s achievements. In late 2025, Rayls—a Layer 1 blockchain specifically architected for compliant RWA tokenization—and AmFi, Brazil’s leading tokenization platform, announced a collaboration targeting the digitization of over $1 billion in private loans by mid-2027. This announcement adds another dimension to Brazil’s market leadership: multiple platforms, regulatory frameworks, and institutional players are converging on tokenization as the standard infrastructure for modern finance.
Brazil’s RWA tokenization ecosystem demonstrates what becomes possible when regulatory clarity, institutional participation, and appropriate technological infrastructure align. Rather than treating tokenization as a speculative venture, Brazil’s approach treats it as essential infrastructure for reducing capital-raising costs, accelerating settlement finality, establishing transparent credit market dynamics, and enabling seamless integration with global banking systems. As other nations continue deliberating blockchain integration, Brazil has moved decisively into execution mode, establishing itself as the global reference point for translating RWA tokenization from potential to operational reality.