Figure reported earnings for Q4 and 2025: net profit increased by 574% to $134 million

Figure published the report for Q4 and the entire 2025 year: by the end of the year, the volume of transactions in consumer lending reached $2.7 billion (+131%), and net profit grew by 156% to $15 million. For the full 2025 year, net profit increased by 574% to $134 million, net revenue rose by 49% to $507 million, and the annual transaction volume reached $8.4 billion (+63%). The board of directors also approved a share buyback program of up to $200 million over the next 12 months.