Figure Financial Report: Net profit to grow by 574% to $134 million in 2025, plans to repurchase $200 million worth of stock

Odaily Planet Daily reports that, according to official sources, blockchain capital market company Figure has released its Q4 2025 and full-year financial results. The company announced that the board has authorized a $200 million share repurchase plan. The financial report shows that the transaction volume in the consumer loan market for Q4 reached $2.7 billion, a 131% year-over-year increase; among them, the Figure Connect platform’s transaction volume was $1.5 billion, higher than $1.1 billion in Q3. Net revenue grew 91% year-over-year, with adjusted net revenue reaching $158 million, a 106% increase. Net profit rose to $15 million, up 156% year-over-year; net profit margin reached 9.4%, an increase of 2 percentage points compared to the previous year. Adjusted EBITDA was $81 million, a 426% increase; adjusted EBITDA margin was 51.6%, up 31 percentage points year-over-year. As of the end of the quarter, cash and cash equivalents (excluding restricted funds and stablecoins) totaled $1.2 billion, with $404 million in loans available for sale.

For the full year 2025, the total transaction volume in the consumer loan market reached $8.4 billion, a 63% increase year-over-year; among them, Figure Connect’s transaction volume was $3.8 billion. Net revenue increased 49% year-over-year, with adjusted net revenue reaching $515 million, a 52% increase. Full-year net profit was $134 million, a 574% increase; net profit margin was 26.5%, up 21 percentage points from the previous year. Adjusted EBITDA was $251 million, a 148% increase; adjusted EBITDA margin was 48.8%, up 19 percentage points year-over-year.