By the end of 2018, after experiencing the first crypto bull market, I was planning to leave crypto and transfer my money to Alipay. At that time, the interest rate on Alipay was either 4% or 2%—I can't remember exactly. Every day, I would see a few hundred yuan in flexible savings interest credited to my account on my phone, and I thought as long as I spent less than this daily interest income, I could completely relax. Compared to my daily wage of 200-300 yuan at the car factory, I already felt financially free😃😃😃.