This article provides a comprehensive review of XRP’s historical prices and market volatility since its inception, combining data from bull and bear market phases to assess the potential returns of purchasing 10 XRP tokens. Through this analysis, we address the key question: “Should I buy XRP now?” to help both novice and long-term investors identify optimal entry points and growth opportunities.
Bull Market Origins and Early Market Cycles: Historical Price Review (2017 to 2021)
XRP is the native digital asset built on the XRP Ledger, an open-source public decentralized blockchain designed for payments—fast (approximately 3 seconds per transaction), cost-effective ($0.0002 per transaction), scalable (1,500+ tps), and carbon-neutral. According to market records, its early trading price was approximately $0.2 in 2017.
Below are the price changes of XRP during the early bull market phase:
2017
Opening Price: $0.2
Closing Price: $2.26
Highest Price: $2.26
Lowest Price: $0.1928
Annual Return: 1029.2%
2018
Opening Price: $3.02
Closing Price: $0.3602
Highest Price: $3.02
Lowest Price: $0.2766
Annual Return: -88.06%
2019
Opening Price: $0.3108
Closing Price: $0.1948
Highest Price: $0.4707
Lowest Price: $0.1948
Annual Return: -37.32%
2020
Opening Price: $0.215
Closing Price: $0.2251
Highest Price: $0.62
Lowest Price: $0.148
Annual Return: 4.7%
2021
Opening Price: $0.315
Closing Price: $0.85848
Highest Price: $1.56
Lowest Price: $0.2732
Annual Return: 172.53%
An investor who purchased 10 XRP tokens during the early bull market phase in 2017 would have realized a potential return of $125.4 if sold today.
Bear Market Adjustments and Mid-Term Market Cycles: Returns and Risk Analysis (2022 to 2023)
During this period, XRP experienced significant price corrections following the peak of the 2021 bull market. The asset faced headwinds from broader market downturns and regulatory pressures.
Below are the potential returns for investors who purchased 10 XRP tokens during the bear market or consolidation phases:
2022: $70.1
2023: $110.9
2022
Opening Price: $0.75285
Closing Price: $0.33858
Highest Price: $0.85788
Lowest Price: $0.32147
Annual Return: -55.03%
2023
Opening Price: $0.3449
Closing Price: $0.61572
Highest Price: $0.74714
Lowest Price: $0.3449
Annual Return: 78.52%
Recent Market Cycle: Should I Buy XRP Now? (2024 to 2026)
In recent years, XRP has exhibited significant volatility, with market participants debating whether a new bull market cycle has begun or if the asset remains in consolidation phases. The period from 2024 onward has seen notable price movements, including a strong rally in 2024 followed by pullbacks in 2025 and 2026.
2024
Opening Price: $0.55149
Closing Price: $2.4
Highest Price: $2.6
Lowest Price: $0.41953
Annual Return: 335.0%
2025
Opening Price: $2.5
Closing Price: $2.09
Highest Price: $3.46
Lowest Price: $1.87
Annual Return: -16.51%
2026
Opening Price: $2.08
Closing Price: $1.45
Highest Price: $2.08
Lowest Price: $1.43
Annual Return: -29.93%
Potential returns for investors who purchased 10 XRP tokens during this recent period are as follows:
2024: $90.3
2025: -$105.042
2026-to date: -$62.1
Summary: Bull Markets, Bear Markets, and Investment Timing Analysis
Through analysis of XRP’s historical prices and potential returns spanning nearly a decade, we observe pronounced cyclicality characterized by explosive bull market rallies followed by severe bear market corrections. The data illustrates that early-stage investors captured exceptional gains during 2017, while subsequent cycles have demonstrated increasing volatility and the risks associated with timing the market. Current price levels in 2026 suggest a pullback from recent peaks, presenting a complex investment landscape that requires careful consideration of risk tolerance and investment horizon when addressing the fundamental question: “Should I buy XRP now?”
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XRP Historical Price and Return Analysis: Should I Buy XRP Now?
Abstract
This article provides a comprehensive review of XRP’s historical prices and market volatility since its inception, combining data from bull and bear market phases to assess the potential returns of purchasing 10 XRP tokens. Through this analysis, we address the key question: “Should I buy XRP now?” to help both novice and long-term investors identify optimal entry points and growth opportunities.
Bull Market Origins and Early Market Cycles: Historical Price Review (2017 to 2021)
XRP is the native digital asset built on the XRP Ledger, an open-source public decentralized blockchain designed for payments—fast (approximately 3 seconds per transaction), cost-effective ($0.0002 per transaction), scalable (1,500+ tps), and carbon-neutral. According to market records, its early trading price was approximately $0.2 in 2017.
Below are the price changes of XRP during the early bull market phase:
2017
2018
2019
2020
2021
An investor who purchased 10 XRP tokens during the early bull market phase in 2017 would have realized a potential return of $125.4 if sold today.
Bear Market Adjustments and Mid-Term Market Cycles: Returns and Risk Analysis (2022 to 2023)
During this period, XRP experienced significant price corrections following the peak of the 2021 bull market. The asset faced headwinds from broader market downturns and regulatory pressures.
Below are the potential returns for investors who purchased 10 XRP tokens during the bear market or consolidation phases:
2022
2023
Recent Market Cycle: Should I Buy XRP Now? (2024 to 2026)
In recent years, XRP has exhibited significant volatility, with market participants debating whether a new bull market cycle has begun or if the asset remains in consolidation phases. The period from 2024 onward has seen notable price movements, including a strong rally in 2024 followed by pullbacks in 2025 and 2026.
2024
2025
2026
Potential returns for investors who purchased 10 XRP tokens during this recent period are as follows:
Summary: Bull Markets, Bear Markets, and Investment Timing Analysis
Through analysis of XRP’s historical prices and potential returns spanning nearly a decade, we observe pronounced cyclicality characterized by explosive bull market rallies followed by severe bear market corrections. The data illustrates that early-stage investors captured exceptional gains during 2017, while subsequent cycles have demonstrated increasing volatility and the risks associated with timing the market. Current price levels in 2026 suggest a pullback from recent peaks, presenting a complex investment landscape that requires careful consideration of risk tolerance and investment horizon when addressing the fundamental question: “Should I buy XRP now?”