Bank of England explores stablecoin protection mechanism: treating cryptocurrencies like bank deposits

HashBard · 2026-01-15T06:22:08+00:00

Bank of England Deputy Governor Dave Ramsden mentioned that stablecoin deposits should be protected just like traditional bank savings, indicating a shift in the central bank's attitude towards stablecoins and gradually incorporating them into the financial safety framework. This presents both challenges and opportunities for the crypto market.

HashBard

2026-01-15 06:22:08

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【Blockchain Rhythm】UK Bank of England Deputy Governor Dave Ramsden recently proposed an idea worth paying attention to: stablecoin deposits may also need protection similar to traditional bank savings. His message is clear — once systemically important stablecoins encounter issues, the central bank needs to have measures in place to maintain public confidence in the currency. This reflects a quiet shift in global central banks’ attitude towards the stablecoin ecosystem. From previous cautious observation to now considering integrating them into the financial security framework, this move indicates that stablecoins are gradually moving from marginalized assets to officially recognized financial instruments. For the entire cryptocurrency market, the improvement of regulatory frameworks presents both challenges and opportunities.

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GateUser-7b078580

· 4h ago

Wait a moment, the data shows that although the Bank of England's recent actions sound friendly, they are essentially another form of regulation. We've seen too many historical lows.

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GateUser-c802f0e8

· 4h ago

Should stablecoins also be included in the protection framework? Now the central bank is really afraid that we will run away, huh.

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OldLeekMaster

· 4h ago

Stablecoins are also protected by deposits now, are they trying to bring us into the system?

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ChainMaskedRider

· 4h ago

Wait, the central bank is now starting to regulate stablecoins? Are they really planning to bring us into the system?

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not_your_keys

· 4h ago

Do stablecoins need to be like bank deposits? Uh... what does that mean? Regulation coming? It depends on how they handle it.

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ShibaOnTheRun

· 4h ago

Damn, the Bank of England finally remembers stablecoins? Now regulation is coming again. Wait, isn't this implicitly acknowledging stablecoins? That's interesting. Really treating stablecoins like bank deposits for protection—who bears the risk then? The central bank's move is quite clever; regulation might actually be a good thing.

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