Changes in the U.S. policy environment are profoundly impacting the cryptocurrency market. Based on the latest series of policy developments, the current focus seems to be on stimulating the rise of financial asset prices through a multi-pronged approach.

What specific policies are there? First, in the credit card sector—interest rate caps are set at 10%, which is a significant adjustment compared to previous tiered rates that could reach 30% or higher. This directly reduces borrowing costs for consumers.

There are also major moves in the real estate sector. One is restricting large institutions from purchasing single-family homes, with the logic of channeling these funds into the stock and crypto markets. Additionally, $200 billion has been allocated to lower mortgage rates. Looking ahead to 2026, the goal is to continue lowering interest rates to around 1%.

In the oil and gas sector, efforts are also underway—targeting gasoline prices to drop to $2 per gallon. Moreover, there are plans to distribute $2,000 per capita stimulus checks related to tariffs.

The core focus of these policy measures is clear: to release liquidity and encourage funds to flow into financial assets. In a low-interest-rate environment, the cost of holding cash rises, prompting more funds to seek investment channels. As a high-yield asset class, cryptocurrencies are likely to receive more attention under this macro backdrop. For mainstream cryptocurrencies like BTC, such a policy environment generally provides medium-term bullish support.