2026-01-12 02:51:06

#美国非农就业数据未达市场预期 Stablecoin user experience crosses a tipping point, Ethereum on-chain liquidity hits a new high

The most intuitive change in payment experience — more and more people realize that transferring digital stablecoins is no different from swiping a bank card, to the point of being astonishing. The underlying data speaks even louder: last year, card payment transaction volume surged by 400% quarter-over-quarter, and despite fluctuations in the crypto market, active addresses and circulating supply of ERC20 stablecoins are approaching historical highs.

Where is the true growth engine? In high-inflation countries and regions with weak traditional financial services, stablecoins directly fill the gaps in cross-border remittances and commercial settlements. Users in these areas are not lacking motivation; what they need is a reliable payment channel.

Issuers are also experiencing positive feedback mechanisms — by 2025, revenue within the Ethereum ecosystem alone has reached approximately $5 billion, and as the user base continues to grow, fee income is also rising steadily. On the policy side, US regulators are considering adjusting incentive rules, which may accelerate the expansion pace of the entire ecosystem.

It now appears that stablecoins have evolved from mere trading tools to the foundation of a new generation of financial infrastructure.

ETH1,38%

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SerumSquirrel

· 5h ago

Credit card payments surge by 400%? Is this data really credible, or is it just another wave of hype? If stablecoins truly become infrastructure, what do those countries' central banks think... Ethereum's fee revenue hits 5 billion, and all major blockchains are eyeing this cake. Non-farm payrolls are weak, but should the crypto market go up or keep going up? I can't quite understand this logic. Wait, do high-inflation countries fill financial gaps? Sounds good, but how practical is it in reality? Are stablecoins invincible? I doubt it. Who dares to say they've fully understood the regulatory risks?

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gas_fee_therapy

· 5h ago

Stablecoins are really almost becoming the new infrastructure, and this trend is unstoppable...

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ShamedApeSeller

· 5h ago

The wave of stablecoins has really taken off, with a 400% increase that's not just hype. Now, the Middle East is starting to settle transactions using USDT.

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ChainPoet

· 5h ago

400%？That number sounds pretty outrageous, are they really just bragging again? Stablecoins are popular, but calling them the foundation of financial infrastructure is a bit of an overstatement. When non-farm payroll data is bad, the crypto market actually gets excited—this logic is really something. A scale of 5 billion USD? I always feel like there's some water in that data. High inflation countries definitely have demand, but are there really many people using stablecoins? Where's the data? I don't know how long they'll stick to this, they were hyping it up the same way last time.

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MissedAirdropAgain

· 5h ago

A 400% surge—this data is really outrageous, but to be fair, stablecoins do have some real potential this time.

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POAPlectionist

· 5h ago

Stablecoins are really taking off this time, especially in countries abandoned by traditional banks, finally having a chance to recover.

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FromMinerToFarmer

· 5h ago

This wave of stablecoins is really quietly changing the game, with a 400% increase and no one really paying attention?