Under the current monetary system, the new liquidity is never distributed evenly. It flows through specific economic channels and reaches the hands of capital holders first.

This creates a harsh phenomenon: asset prices are the first to rise, followed by consumer goods and wages — this transmission chain has a clear time lag. In other words, those who hold assets can buy in at low prices before the prices soar, reaping the full dividends of asset appreciation. But what about the wage earners at the end of the liquidity chain? They not only fail to benefit from asset appreciation but also have to endure the rising inflation pressures.

The result is quite ironic. No matter how hard or diligent a person is, they are no match for the printing press. Look at those busy office workers whose income growth always lags behind the rate of asset depreciation. Meanwhile, those with spare funds to invest see their assets self-proliferate even if they do nothing.

This is essentially the underlying logic of the modern economy — the fiat currency system fundamentally shifts wealth from the working class to asset holders. Inflation may seem like a societal issue, but in reality, it’s a silent plunder from the asset side against the salary side.

Young people want to turn the tide; there are only two paths:

First, desperately improve your knowledge and skills, which determines whether you can seize opportunities. But that’s far from enough.

Second, learn to allocate core financial assets. Mainstream cryptocurrencies like BTC, ETH, or equity assets in traditional finance — catch that excess liquidity. Only then can you avoid being swallowed by inflation.

Otherwise, your money will become increasingly worthless. This is not alarmist talk, but a fact dictated by the system itself.