The harshest reality in the crypto world is— it mercilessly punishes those who seek quick profits, while generously rewarding those willing to refine their trading discipline.

Recently, the most asked question in the community has been: how to treat small funds? I find that the vast majority share the same attitude— not serious enough. Do you recognize this scenario:

Holding $100, thinking it’s just this much money anyway, if I lose it, it’s just consumption. Then jumping on a hot new coin just because others are, only to get caught at the top. Losing $50? Just shake it off and move on. Making a profit? Immediately feeling like the chosen one, getting impulsive and wanting to add to the position.

I played like this over ten years ago. Back then, I lost all my living expenses, lying in bed reflecting, and finally realized— it’s never the market that tricks me, but my own disrespect for money.

**The key is how you view percentages**

Do you know what losing 50U out of 100U means? It’s not about a meal’s worth; it’s 50% of your principal. To break even, the remaining 50U needs to double. Have you done the math?

My current approach is simple—hide the account balance display, only focus on percentages. Whether it’s 100U or 100,000U, losing 5% is 5%, earning 10% is 10%. Trading with this mindset keeps your mentality stable. That’s more reasonable.

I previously mentored a girl born in 97, who started with only 2000U in her account. I set three rules: each position no more than 10% of total funds, and daily profits are immediately moved to a cold wallet. She was very disciplined that month, following the rules, and her account grew to nearly 30,000U.

But human nature is like this— on day 34, she couldn’t hold back. When a hot coin surged, she closed her eyes and made a full margin bet. Guess what happened? She got caught at the top.

**The real watershed is right here**

Do you have the courage to cut losses? Do you have the patience to wait? These determine whether you ultimately profit or lose. Many fail on day 34— just a little more discipline could change their fate, but they simply can’t control themselves.

Now, I no longer look down on small funds. In fact, I think if a $100U account manages risk well, the speed of making money can be much faster than you imagine. The key isn’t how much principal you have, but whether your respect for trading still remains.