Many self-proclaimed crypto analysts overlook a critical detail. Some speculate that political shifts could undermine global payment institutions, yet this misses the bigger picture. The IMF itself has publicly acknowledged XRP's potential role in international settlements and cross-border transactions. Moreover, discussions around digital currency frameworks and CBDC adoption often involve institutions that would actually benefit from XRP integration. It's worth questioning whether influencers promoting such narratives truly understand the structural relationships between legacy financial systems and blockchain solutions, or if they're simply chasing engagement through sensationalism.