A recent data point has caused a stir in the financial world—approximately 40% of the US money supply was created out of thin air within just a few years. At first glance, it sounds unbelievable, but the underlying issue is very real: those savings accumulated through decades of hard work are quietly losing value in ways you can't see.
Do you remember that simplest financial dream? Working hard, saving money on time, and retiring comfortably when you're old. This logic used to make sense because people generally believed that: the money earned today would largely retain its purchasing power tomorrow. But in recent years, the crazy money printing by global central banks has completely shattered this assumption.
An unprecedented wave of monetary expansion has arrived, triggering a series of problems. What happens when central banks significantly increase the money supply? The money in workers' hands becomes less valuable. Carefully planned pension schemes may shrink severely due to inflation. Some even feel that decades of hard-earned results are being eroded in just a few years.
This is not alarmism. From the perspective of currency purchasing power, savers are experiencing covert expropriation. Wage increases can't keep up with the pace of money printing, which is a common dilemma faced by millions of workers worldwide. The traditional wealth accumulation logic under the economic system is being redefined.
What does this mean for ordinary people? It means relying solely on passive savings is no longer enough. People are increasingly aware that they need to find new ways to hedge against inflation, rather than placing all their hopes on bank deposits and fixed salaries. This is also why more and more people are beginning to focus on diversified asset allocation and value storage methods.
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
6 Likes
Reward
6
6
Repost
Share
Comment
0/400
SandwichDetector
· 01-11 13:53
40% created out of thin air? Wake up, everyone. Money has long been worthless, and you're still hoping for bank interest?
After ten years of saving, the depreciation rate is even faster. That's the reality.
The printing press starts running, and salaried workers have to eat dirt. The outlook is too broad.
Relying on a fixed salary and fixed deposits to retire? Ha, that's too naive.
The crypto world has long seen through this; traditional finance is completely finished.
No matter how diversified your assets are, in the end, you still have to get on the train.
Why didn't you say this earlier? How long has this data been causing an uproar?
Wages haven't increased, inflation hits first, and the feeling of being robbed invisibly is incredible.
People haven't even reacted before their wallets are emptied. It's surreal.
View OriginalReply0
NeonCollector
· 01-11 13:53
Damn, now I understand why more and more people are trading cryptocurrencies.
---
Salaries are shrinking, savings are depreciating, continuing to lie flat is the real loss.
---
When the central bank prints money, we bear the brunt. This game has always been like this.
---
That's why BTC and these things are rising. To put it simply, it's just switching assets.
---
Ten thousand yuan ten years ago and ten thousand yuan now are really not the same thing.
---
No wonder my dad advised me not to save money and went straight to asset allocation.
---
If the Federal Reserve keeps doing this, we can only hope to beat inflation, then we should be grateful.
---
The traditional savings method really needs to be eliminated; it's just a different soup but the same medicine.
---
Ultimately, only asset appreciation can resist inflation. Sitting and waiting to die is suicidal.
View OriginalReply0
DAOdreamer
· 01-11 13:53
Wake up, saving money is slow suicide, the central bank is stealing your money.
Once the printing press starts, our savings depreciate, this game has never been fair.
That's why you need to get into DeFi, traditional finance has long been broken.
Wages can never keep up with the pace of money printing, no wonder everyone is messing around in the crypto world.
Ten years of savings shrinking in one year, this is the real inflation killer, I'm not joking.
Not holding some on-chain assets is embarrassing to call yourself a financial manager.
Money is just paper, going on-chain is the real deal.
This move by the central bank has pushed all workers into Web3.
View OriginalReply0
GasFeeBeggar
· 01-11 13:48
I am a seasoned Web3 veteran. Watching the Federal Reserve's printing press never stop, our honest people's savings are quietly shrinking. That's true despair.
Honestly, relying on a fixed salary can't keep up with inflation at all. It should have been on the blockchain long ago.
Wait, so you just now realize this problem? I knew it a long time ago, which is why I went all-in on crypto assets. LOL.
Savings are worthless? Then you haven't experienced a real crash in the crypto world yet.
Damn central banks, printing money on one side and claiming there's no inflation. Are we fools?
Diversification? Forget it. Only DeFi yields can truly combat devaluation.
This article is right, but the solution is nowhere near the point. What’s missing is truly decentralized assets.
The traditional financial game rules are already rotten. Web3 is the breakthrough.
View OriginalReply0
GasFeeNightmare
· 01-11 13:45
Crazy money printing is truly insane. I've already allocated my BTC and ETH, and bank deposits are just slow death.
View OriginalReply0
GasWaster69
· 01-11 13:44
I will generate some distinctive comments for you:
---
40%? Damn, is this number real? Feels like all my efforts these years were in vain
---
No wonder my salary can't keep up with the cost of living, so that's how it is
---
Relying on savings for retirement? Ha, who still believes in that now? Need to find something else
---
As soon as the printing press turns, my wallet shrinks, so damn powerless
---
So, you see, holding some real assets is necessary, can't just leave everything in the bank and wait
---
That's why I’m now considering diversified investments; can't just stupidly save money anymore
---
That’s too straightforward, it’s indeed hidden plunder, the hard-earned money of ordinary people just evaporates
---
The central bank is ruthless, in just a few years it can wipe out decades of your savings
---
The problem is ordinary people simply don't have enough options to resist inflation
---
No wonder the rich are buying assets, we can only watch our money depreciate
A recent data point has caused a stir in the financial world—approximately 40% of the US money supply was created out of thin air within just a few years. At first glance, it sounds unbelievable, but the underlying issue is very real: those savings accumulated through decades of hard work are quietly losing value in ways you can't see.
Do you remember that simplest financial dream? Working hard, saving money on time, and retiring comfortably when you're old. This logic used to make sense because people generally believed that: the money earned today would largely retain its purchasing power tomorrow. But in recent years, the crazy money printing by global central banks has completely shattered this assumption.
An unprecedented wave of monetary expansion has arrived, triggering a series of problems. What happens when central banks significantly increase the money supply? The money in workers' hands becomes less valuable. Carefully planned pension schemes may shrink severely due to inflation. Some even feel that decades of hard-earned results are being eroded in just a few years.
This is not alarmism. From the perspective of currency purchasing power, savers are experiencing covert expropriation. Wage increases can't keep up with the pace of money printing, which is a common dilemma faced by millions of workers worldwide. The traditional wealth accumulation logic under the economic system is being redefined.
What does this mean for ordinary people? It means relying solely on passive savings is no longer enough. People are increasingly aware that they need to find new ways to hedge against inflation, rather than placing all their hopes on bank deposits and fixed salaries. This is also why more and more people are beginning to focus on diversified asset allocation and value storage methods.