Major policy shift incoming: the U.S. administration is pushing to cap credit card interest rates at 10% starting January 20, 2026. This aggressive move signals a broader crackdown on consumer debt costs. For crypto traders and investors, keep this on your radar—sweeping changes to traditional finance regulation often ripple through asset markets. When credit becomes cheaper and debt cycles shift, investor behavior toward risk assets like crypto typically adjusts. Worth monitoring how this reshapes capital flows.