Once a novice in finance, I watched my savings interest rates steadily decline and wondered what’s the point of just letting dead money sit there. Until one day I came across a discussion on privacy-compliant financial management. Driven by curiosity, I gave it a try and unexpectedly found a new path—currently achieving a stable annualized return of over 25%, and most importantly, fully compliant throughout the process, which gives me peace of mind.

The turning point came from a Layer1 public chain project established in 2018, specifically designed for privacy financial scenarios. Its core killer feature is the "regulation + privacy" dual protection system: transactions are encrypted using zero-knowledge proof technology, so only I can see the details, but every operation can be automatically audited by the compliance system. For example, last year I transferred my US stock earnings into this ecosystem, used them to buy RWA tokens for staking, and earned a 12% annualized return. The specific details of the holdings are protected by privacy contracts, so there’s no fear of third-party intrusion.

Even more impressive is its modular architecture—flexible like building blocks. I collateralized $50,000 worth of ETH, bridged it across chains, borrowed stablecoins, and then invested them into DeFi protocols for liquidity mining. Since the system has built-in audit tracking, all operations automatically meet KYC standards, eliminating the need to expose my face for third-party verification. The biggest test was when ETH plummeted 15%, but the automatic liquidation mechanism only required me to add an extra 0.5% margin to handle it. On other public chains, I might have had to top up 10%, but I used the difference to invest in fragmented RWA financial products, earning a steady annualized return of 22%-28%.

And there’s a final surprise—early users received airdrops of ecosystem governance tokens, earning a 15% annualized return passively. I really didn’t see that coming.