Why are traditional financial institutions pushing back against stablecoin rewards? Recent regulatory moves reveal an interesting battle. Banks are actively resisting consumer participation in stablecoin yield programs offered through crypto exchanges. After the GENIUS Act faced setbacks in court, institutions are now pursuing alternative legislative strategies. This clash raises questions: Who controls the future of digital money? Can consumers access crypto-native financial tools without institutional gatekeeping? The resistance signals deeper concerns about decentralized finance disrupting traditional banking models. Whether it's policy pressure or technical restrictions, the push against stablecoin incentives reflects an industry at a crossroads—one where legacy finance and decentralized alternatives are competing for consumer attention and regulatory favor.