goPeer Achieves Milestone Year: Delivering Double-Digit Returns While Revolutionizing Canadian Lending

Toronto’s peer-to-peer lending platform is reshaping how Canadians access investment opportunities. After its first transformative year, goPeer has processed over $100M in loan applications and expanded its user base to 25,000 participants—a staggering 400% growth trajectory since early 2021.

Market Performance Exceeds Traditional Investment Benchmarks

What makes goPeer stand out isn’t just growth metrics; it’s the returns. The platform delivered average annualized net returns of 10.1% to its investors—more than tripling the performance of the S&P Canada High Yield Corporate Bond Index during the same period. This achievement reflects a fundamental shift in how Canadian investors view alternative asset classes.

“Thousands of savvy Canadian investors are now using peer-to-peer lending to diversify their portfolios and achieve returns that traditional markets simply can’t match,” explains the company’s vision. For borrowers, the platform offers a welcome alternative—access to affordable financing without the barriers of traditional banking institutions.

Securing Capital to Scale Operations

The momentum led to significant investor backing. Earlier in 2021, goPeer completed a $1.25M pre-seed funding round spearheaded by Bulldog Capital Partners and Random Occurrence, with strategic support from the Ontario Centre of Innovation (OCI). These proceeds fueled product enhancements, user acquisition, and talent recruitment.

“When we met goPeer’s team, it was immediately clear they’re addressing a substantial market opportunity,” noted the OCI, reflecting confidence in the platform’s model of democratizing access to private capital markets.

Leadership Expansion Signals Accelerated Growth

To capitalize on momentum, goPeer expanded its leadership roster. The appointment of Roshni Wijayasinha as Chief Marketing Officer joins existing founders Marc-Antoine Caya (CEO) and Joseph Buaron (CTO). Wijayasinha’s mandate includes scaling marketing infrastructure while driving user acquisition across Canada’s emerging fintech landscape.

How goPeer Disrupts Traditional Lending

At its core, peer-to-peer lending through goPeer eliminates traditional financial intermediaries. Everyday investors gain access to high-yield assets previously reserved for institutional players, while credit-worthy borrowers secure financing at competitive rates—whether to refinance debt or consolidate high-interest credit card balances. Rigorous credit checks and full regulatory compliance protect both sides of every transaction.

This twin-sided marketplace approach is precisely why the platform resonates with Canadian consumers seeking financial innovation and better opportunities than conventional investment vehicles offer.