What's really keeping people up at night these days? The headlines keep shifting, but a few themes keep dominating the conversation.

Inflation remains front and center—when everyday costs keep climbing, it hits different. Housing affordability is another pressure point, making asset ownership increasingly out of reach for average folks. And then there's the climate question, which connects to both policy risk and long-term resource allocation.

Here's the thing: these macro headwinds don't just affect traditional markets. They reshape how capital flows, influence central bank decisions, and ultimately ripple through crypto cycles. When real yields get squeezed by inflation, when monetary policy tightens to fight price pressures, when geopolitical moves affect energy costs—that's when portfolio diversification strategies get tested.

Worth paying attention to how public concern shifts. It often precedes major market moves.