Top 5 Online Money-Making Apps on Mobile Phones Popular in Vietnam in 2025

2025-12-26 10:33:49

Digital life has opened up new opportunities for online earning. Without leaving home, you can generate additional income solely through your smartphone. This article will help you better understand popular online earning apps and how to choose the right one for your needs.

The Three Main Online Money-Making App Models Today

Model 1: Task-Based Apps

This is the simplest way to start earning online. You just need to perform small tasks such as answering surveys, inviting friends to download apps, or watching ads. Each completed task can earn from 5,000 VND to 100,000 VND depending on difficulty. This method does not require initial capital or specialized knowledge, but it takes quite a bit of time relative to the earnings.

Model 2: Financial Investment Apps

This method allows you to invest in financial assets such as stocks, indices, cryptocurrencies, or commodities. Returns vary by type:

Bank savings: 4%-7% per year
Vietnamese stock investment: 10% or more
International financial investment: >10%

However, this approach requires initial capital and financial market knowledge.

Model 3: E-Commerce Apps

You open an online store on platforms like Shopee or Tiki. Profits are entirely up to you based on your selling price, but you must pay a commission fee of 15%-20% to the platform when you make a sale.

Detailed Comparison of the Three Online Money-Making Models

Criteria	Task Completion	Financial Investment	Online Selling
Initial Capital	None needed	Requires investment capital	Needs to purchase goods
Average Income	5,000-100,000 VND/task	4%-15%/year	Depends on your decision
Usage Cost	Free	50,000-200,000 VND (bank), 0.01%-0.03% (finance)	15%-20% commission
Time Required	Many hours	Little	Many hours
Suitable For	Students, those with free time	Investors looking to accumulate	Entrepreneurs

Top 5 Reputable Online Money-Making Apps in Vietnam

1. Mitrade - Invest in 100+ International Financial Assets

Mitrade is an international trading platform licensed by ASIC (Australian Securities and Investments Commission). This app allows you to trade over 100 assets such as stocks (Apple, Tesla, Amazon), indices (S&P 500, FTSE 100), Bitcoin, Ethereum, or crude oil, gold.

How to Make Money from Mitrade:

Step 1: Download the app supporting iOS and Android

Step 2: Choose assets to invest in. For example, in 2025, you forecast Bitcoin will increase in price, just select “Buy Bitcoin” on the app and specify the amount. The highlight is you only need to put up 1/10 of Bitcoin’s value to buy CFD Bitcoin, meaning if Bitcoin’s price increases by 1%, your profit increases by 10%.

Step 3: Close the position to take profit when the price hits your target

Current Promotion: New accounts immediately receive 10 USD, up to 100 USD in bonus. The demo account is free and provides 50,000 USD virtual funds for strategy practice.

2. VPS SmartOne - Stock Trading in the Vietnamese Market

VPS SmartOne is a Vietnamese stock trading app managed by VPS brokerage, licensed by the Vietnamese Securities Commission. This platform is known for its user-friendly interface and the fastest order matching in the market.

You can invest in Vietnamese stocks such as Vinamilk (VNM), Masan (MSN), Vingroup (VIC). However, leverage is only 1/2 instead of 1/10 like Mitrade, meaning if stock prices increase by 1%, your profit only increases by 2%.

3. FinHay - Accumulation Investment for Those Without Experience

FinHay is a solution for those wanting to earn online but lacking market knowledge. You just need to deposit a sum of money and entrust it to investment funds managed by professionals, then share in the profits. Returns are about 5%-15% per year, higher than bank savings but lower than autonomous investing.

4. Shopee - Simple Online Selling Business

Shopee is currently Vietnam’s largest e-commerce platform with a simple and quick store setup process. It often runs promotional campaigns to attract customers, with a larger customer base than Tiki or Lazada.

This earning model is very direct: list products, when a customer buys, ship the goods and receive the money. The platform’s commission is usually 15%-20% per order.

5. Grab - Earn Money from Cashback Challenges

Grab is not only a ride-hailing app but also allows online earning through cashback challenges. When you use Grab services and complete tasks (e.g., 5 rides), you will receive cashback of 20,000 VND - 50,000 VND into your e-wallet.

Risks to Be Aware of When Earning Money Online

The ease of online earning has attracted many fake or unlicensed apps. Before choosing an earning app, you should:

Check operating licenses: Mitrade is licensed by ASIC, VPS is licensed by the Vietnamese Securities Commission
Read user reviews: For example, Mitrade has a 4.2 rating on Google Play
Research company history: Choose companies with trading market share in the top 5
Beware of task apps: Some apps may install viruses to steal personal information

Conclusion

Online earning via apps has become a popular trend with three main models. If you want to optimize your time and income, financial investment through apps like Mitrade or VPS SmartOne is the most effective choice, although it requires initial capital and certain knowledge. Whatever online earning method you choose, always be cautious and thoroughly research the app’s credibility before use.

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