## Six Ways to Generate Passive Income Through Mobile Apps in Vietnam in 2025

The digital era has opened up many new profit opportunities for individual entrepreneurs. Instead of just using your phone for entertainment, you can completely turn it into a tool for earning income. Current money-making apps on mobile devices allow you to participate in financial investments, e-commerce trading, or complete small tasks to receive rewards.

## Categorizing Money-Making Methods via Mobile Apps

The market for money-making apps on phones in Vietnam can be divided into three main groups, each suitable for different user segments.

**Group 1: Financial Investment Trading Apps**

These apps allow you to invest in various assets. You can deposit money into banks via the app with an annual interest rate of 4-7%, invest in Vietnamese stocks with higher profit potential, or trade international financial assets to seek better profit opportunities. The basic requirement is having an initial capital deposit, usually from $50 USD or more. While using these apps takes little time, you need some knowledge of financial markets to optimize profits.

**Group 2: E-commerce Apps**

Online trading platforms like Shopee, Tiki, or Lazada provide a platform for you to open your own store. You just need to list products and wait for customers to purchase. However, you must own real inventory to sell, and each sale will require paying a commission to the platform from 5-20% of the order value. The amount you earn depends entirely on your sales ability and market demand.

**Group 3: Small Task Apps**

This is the easiest approach for beginners. No initial capital is needed; just complete tasks such as answering surveys, watching ads, or inviting friends to download the app. However, each task only yields about 5,000-100,000 VND, and you will need to spend a lot of time accumulating a meaningful amount of money.

## Most Trusted Money-Making Apps in Vietnam

**Mitrade: Global Investment with 100+ Asset Types**

Mitrade is an international trading platform licensed by the Australian Securities and Investments Commission. This app allows you to trade international stocks like (Apple, Tesla, Amazon), stock indices, cryptocurrencies such as Bitcoin and Ethereum, as well as commodities like oil and gold. A highlight is that you only need to put in 1/10 of the actual value to buy CFDs, amplifying profits. The free demo account provides $50,000 virtual USD for practice, and new users receive a bonus of $10-100 USD.

**VPS SmartOne: Vietnamese Stock Investment**

VPS SmartOne is managed by the brokerage firm VPS, licensed by the Vietnamese Securities Commission. This platform allows trading Vietnamese stocks such as Vinamilk, Masan, Vingroup. Compared to Mitrade, VPS offers a leverage of 1/2 instead of 1/10, meaning lower profits but also reduced risk. Transactions are executed quickly, and the platform is relatively easy to use.

**FinHay: Savings Investment for Beginners**

FinHay is suitable for those without deep investment knowledge. You just need to deposit money and let experts manage your investment portfolio. The interest rate is about 5-15% annually, higher than bank deposits but lower than self-investment. It’s a safe solution for those who prefer peace of mind over high profits.

**Shopee: The Most Accessible Retail Channel**

Shopee is currently Vietnam’s largest e-commerce platform, with simple and quick store setup procedures. The platform frequently runs attractive promotions to attract customers, with a larger user base than Tiki and Lazada. If you have products to sell, Shopee is the optimal choice.

**Grab: Earning Money from Daily Trips**

Besides ride-hailing services, Grab offers cashback programs and weekly challenges. When you complete a certain number of trips, you will receive cashback of 20,000-50,000 VND into your e-wallet. This is a way for frequent Grab users to offset some of their expenses.

## Detailed Comparison of Money-Making Methods

Different money-making apps vary greatly in terms of required capital, profit potential, and usage time.

Task apps do not require initial capital but offer low profits (5,000-100,000 VND per task) and require a lot of time. Usage is completely free, suitable for students or those with free time.

Financial investment apps require an initial capital (minimum 50 USD), but have high profit potential (4-7% for banks, over 10% for international finance). Transaction fees usually range from 50,000-200,000 VND for banks or 0.01-0.03% of transaction value for financial investments. This method takes less time but requires in-depth knowledge.

E-commerce apps require capital to purchase goods, with platform commissions of 15-20% per order. Profits depend entirely on sales ability and market demand. Suitable for those with a business mindset.

## Important Notes When Using Money-Making Apps

Although online earning is very convenient, it also involves many risks. Some fake apps or unlicensed financial companies still operate to steal money from inexperienced investors.

Before installing any app, check:
- Official operating licenses from regulatory agencies (ASIC, Securities Commission)
- User reviews on Google Play or App Store
- Company’s operational history and reputation

For task apps, beware of virus risks that can steal personal information. Only download from official app stores and check the permissions requested by the app.

If investing in Vietnamese stocks, only choose brokerage firms licensed by the Vietnamese Securities Commission and with trading volume in the top 5.

## Conclusion

Smartphones have become an effective tool for anyone to earn money. Instead of just browsing social media, you can leverage it to generate additional income through mobile money-making apps.

The three main forms include task apps (simple but low profit), financial investment apps (most optimal and efficient), and online selling apps (dependent on your business skills).

However, always equip yourself with full knowledge and choose reputable apps before starting. Online earning can be quick, but scams are always lurking for those who are not cautious.