The 2025 mobile money-making trend: the 5 most popular earning apps in Vietnam

In fact, every Vietnamese person owns a smartphone. Instead of just using it to browse social media, why not turn this device into a revenue-generating tool? In recent years, earning money from smartphones has become a genuine movement, no longer just a temporary trend.

The Three Main Ways to Make Money from Your Phone

If you want to start earning money from your phone, you need to understand the three main paths. Each has its own advantages and disadvantages, suitable for different circumstances.

Method 1: Doing small tasks

This is the easiest way to earn money. You just need to download an app, then perform simple tasks like filling out surveys, inviting friends to download the app, watching ads, answering questions… Each completed task earns you a small amount, from 5,000 VND to 100,000 VND depending on complexity.

The good point is that no initial capital is required, nor skills or educational background. But the downside is that the earnings are very small and it takes quite a lot of time. This method is suitable for students or those with plenty of free time.

Method 2: Financial investment and trading

This is considered the fastest and most effective way to make money from your phone. You can deposit savings via banking apps (interest rates of 4%-7%/year), invest in Vietnamese stocks, or trade international financial assets (interest rates can exceed 10%/year).

The advantage is the potential for high earnings and not much daily time commitment. However, it requires initial capital, and you need some basic knowledge of financial markets. Transaction fees are also not small, ranging from 50,000 VND to 200,000 VND for banks, or 0.01%-0.03% of transaction value for stock platforms. This method is suitable for those interested in investing and saving.

Method 3: Online selling business

The development of e-commerce provides convenient conditions for anyone to open an online store. You just need to create a shop on platforms like Shopee or Tiki, list products, and wait for customers to buy.

The amount of money you earn is entirely up to you, based on your product’s selling price. But you must have actual goods to sell, and e-commerce platforms will deduct 15%-20% commission from each order you sell. This method is suitable for those with a business spirit.

Apps to Try for Making Money from Your Phone

Global financial investment app: Mitrade

Mitrade is a platform licensed by ASIC (Australian Securities and Investments Commission). Its strength is that you can trade over 100 types of financial assets: major company stocks (Apple, Tesla, Amazon), international stock indices (S&P 500, FTSE 100), cryptocurrencies (Bitcoin, Ethereum), or commodities (crude oil, gold).

The operation is quite simple. Suppose you believe Bitcoin will increase in value in 2025. Just select “Buy Bitcoin” on the app, enter the amount, and place the order. Notably, Mitrade uses 1:10 leverage, meaning you only need to put up 1/10 of Bitcoin’s actual value to buy a Bitcoin CFD contract. If Bitcoin rises 1%, your profit will increase by 10%. When the price reaches your target, you close the position and withdraw your earnings.

Mitrade offers a free demo account with 50,000 USD virtual money to practice before using real money. New registrants also receive a bonus from 10 USD to 100 USD.

Vietnamese stock platform: VPS SmartOne

VPS SmartOne is the official app of VPS Securities, licensed by the Vietnam Securities Commission. If you want to invest in Vietnamese stocks, this is a reliable choice with an easy-to-use trading platform and quick order matching.

On VPS SmartOne, you can buy stocks of Vietnamese companies like Vinamilk, Masan, Vingroup, etc. Similar to Mitrade, but with lower leverage (1:2 instead of 1:10), so if stock prices increase by 1%, your profit will be only 2%.

Safe investment solution: FinHay

FinHay is an app for those with no experience or knowledge of investing. Instead of choosing stocks or assets to trade yourself, you just deposit money and let an investment fund managed by experts handle it for you.

This model is similar to bank savings, but with higher interest rates from 5%-15%/year. It is the safest option for those who want to make money from their phone without taking high risks.

Leading e-commerce platform: Shopee

Shopee is currently Vietnam’s largest e-commerce platform. Opening a shop on Shopee is simpler and faster than on Tiki or Lazada. Shopee often runs promotional policies and sales campaigns, attracting a large customer base.

To earn money on Shopee, you just need to advertise your products, and when someone buys, you deliver the goods and receive payment. The platform deducts a commission fee, but the total earnings depend entirely on your selling price.

App to support earning through daily activities: Grab

Grab is not just a ride-hailing app; you can also earn money through Grab via challenges and cashback programs. For example, if you complete 5 rides, Grab will refund 20,000 VND - 50,000 VND into your e-wallet.

This is not a primary income method but a way to earn extra income when you already use the service.

Things to Be Cautious About When Making Money from Your Phone

Because online earning is so simple, many scams also appear. Criminals exploit these to steal assets or install viruses to steal personal information.

First, always check whether the app is officially licensed. If you choose a financial investment app, verify whether the company is licensed by authorities like ASIC or the Vietnam Securities Commission. Mitrade can be checked for ASIC license and has a 4.2 rating on Google Play, which indicates credibility.

Second, check reviews from other users on Google Play Store or App Store. If the app has low ratings or many negative comments, avoid it.

Third, for small task apps, be especially cautious about viruses or malware. Only download apps from official app stores.

In summary

Every Vietnamese person owns a smartphone. The question is: what will you use it for? If you want to make money from your phone, you have three options: do small tasks, invest financially, or run an online business.

Among these, the fastest and most effective way is through financial investment apps. You can deposit savings, invest in Vietnamese stocks, or trade global assets like Bitcoin, major company stocks, or international commodities.

However, earning money from your phone also involves risks. Equip yourself with basic knowledge, choose reputable apps with official licenses, and check user reviews before installing. With caution and understanding, you can leverage your phone to generate additional income safely.