A person who has been navigating the crypto world for many years wants to share with everyone the essence of investing.

The most frequently asked question is: "Is it still okay to enter now for a certain coin? The price is so high, is it too late?"

My answer has never changed: instead of "betting" on price highs and lows, it's better to adjust your mindset to "nurture." The difference between these two words determines most people's final returns.

A story from a friend around me is the most convincing. Since 2022, he has been investing a fixed amount every week without interruption. In the beginning, he was also conflicted, especially when his assets dropped 30%, almost giving up. But after two years of persistence, the income generated by this asset now covers his daily expenses. He summarized a sentence that left a deep impression on me: "The money you truly earn doesn't come from a one-time precise bottom-fishing, but from the repeated buying over time."

Today, I want to share three investment strategies I use, each suited to different risk tolerances. No complicated technical indicators, just two core principles: consistency + execution.

**Method 1: Fixed Period Dollar-Cost Averaging**

This method is most suitable for working professionals. The approach is simple: on the same day each week or month, invest the same amount (e.g., 500 USDT weekly). Market fluctuations are handled according to plan, with no emotional involvement in decision-making.

Why is this effective? In the short term, the market is just a voting machine, with ups and downs driven by expectations and emotions. But over one or two years, it essentially becomes a scale, where value gradually reveals itself. The beauty of fixed-period investing is that it automatically helps you achieve the effect of "investing less at high prices and more at low prices." You don't need to predict the bottom; spreading out your cost over time naturally gives you the most average entry price.

My own approach is to start dollar-cost averaging on the second day after I receive my salary, with a ritual-like feeling similar to paying off a mortgage. The most counterintuitive aspect of dollar-cost averaging is that: when prices rise, you won't chase the high; when prices fall, you won't panic. It truly tests patience rather than intelligence.

**Method 2: Layered Position Building**

This method is suitable for those with some trading experience who are willing to put in a bit more effort. The core logic is to pre-plan several price ranges, and add to your position each time the price hits a certain level.

For example: if your psychological bottom price for a coin is 400, you might allocate your funds as follows—invest 10% of your planned capital if it drops to 400, 20% if it drops to 350, and 30% if it drops to 300. The advantage of this approach is that you'll put more weight at the actual lows, improving cost averaging efficiency. Of course, this requires confidence in your judgment and setting reasonable price ranges.

**Method 3: Swing Position Scaling**

Suitable for investors with strong observation skills and a good sense of market rhythm. This method combines technical analysis and fundamentals, adding to positions at key support levels and reducing at high points in stages. It's not frequent trading but participating with rhythm.

For example: when a coin stabilizes above a significant support level on the 5-day moving average, add a position; when it breaks through a historical high, consider locking in some profits. This approach requires practical experience and continuous learning, but once mastered, the stability of returns can be more substantial.

**A final heartfelt note**

Cryptocurrency markets are highly volatile, but this is precisely where dollar-cost averaging strategies are most effective. You don't need perfect timing or to predict every rise and fall; as long as you are confident in the long-term prospects, consistent and disciplined investing will pay off. Over two, three, or five years, this kind of execution often accumulates wealth more reliably than short-term clever trades.