Gate Residual Coin Treasure: Seize the high-yield financial window in December and let your crypto assets keep generating income

Entering December 2025, Gate’s YuBiBao continuously launched limited-time high-yield financial activities centered around mainstream cryptocurrencies. Participating in 7-day fixed-term financial products with BTC or ETH, users can enjoy annualized bonus rewards of up to 10%, with the overall annualized yields reaching 10.28% and 11.9%, respectively.

Click on the YuBiBao banner on the Gate app homepage, select any 7-day fixed-term product, and complete the subscription. After 7 days, in your account asset details, besides the returned principal, there will be a clear record of interest earned.

This could be the 10.28% annualized return from BTC financial management, or the 11.9% return brought by ETH. At Gate YuBiBao, over 800 digital assets are no longer just chips waiting for appreciation but have become “digital assets” generating cash flow 24/7.

The activities are coordinated with the platform’s “December Miracle Feast” trading event, jointly providing diversified options for asset appreciation at the end of the year.

01 Platform Foundation: What is Gate YuBiBao?

Gate YuBiBao is a cryptocurrency financial product under Gate Exchange, designed similarly to the traditional financial “Yu’e Bao,” aiming to help users continuously generate income from idle digital assets.

After depositing assets, the platform uses these funds for lending and other businesses to earn interest for users, achieving a passive income model of “holding coins to generate interest.”

This product supports over 800 digital assets, from mainstream BTC, ETH to various small-cap tokens, covering almost all common coins in the market.

In terms of product forms, YuBiBao offers two main modes: demand deposit and fixed-term. Demand deposits are flexible with daily interest distribution; fixed-term investments lock in a certain period (such as 7 days, 14 days, 30 days) for higher annualized yields.

02 Yield Highlights: December Limited-Time High-Yield Activities Overview

As the year-end approaches, Gate YuBiBao has launched exclusive activities targeting mainstream coins, offering users short-term returns far above market average.

These activities typically adopt a “base yield + additional rewards” model, with rewards distributed in activity tokens and a total cap, following a first-come, first-served principle.

Below is an overview of some high-yield financial products ongoing in December 2025:

In addition to the listed products, Gate platform excels at incentivizing users through various activities. For example, in November, the “YuBiBao Winter Challenge” allowed users to complete net deposit and new position goals, with opportunities to win physical rewards like an Iceland Aurora trip.

03 Operation Guide: Three Steps to Start YuBiBao Financial Management

Participating in Gate YuBiBao’s financial activities is straightforward, suitable for both new and experienced users. The entire process can be completed via the official Gate app or website.

Step 1: Log in and find the entrance. After logging into your Gate account, locate the prominent “YuBiBao” entry on the homepage or in the financial section. Limited-time high-yield activities are usually highlighted with banners or tags.

Step 2: Select a product and subscribe. On the YuBiBao page, find the target financial product (e.g., “BTC 7-day fixed-term”). Click “Subscribe Now,” enter the desired investment amount. Note that the reward pool is limited and available on a first-come, first-served basis.

Step 3: Wait for interest accrual and rewards. After successful subscription, the principal enters a lock-up period. During this time, besides earning the basic product yield, additional activity rewards (such as RLS or NESS tokens) will be distributed daily to your account. Upon maturity, the principal and basic interest are automatically returned.

04 Allocation Strategies: How to Optimize Your Asset Portfolio

For users holding multiple assets or with different risk preferences, how to allocate funds within YuBiBao to achieve optimal returns is a worthwhile study.

A classic approach is the “Core + Satellite” strategy. Most conservative funds (e.g., 70%) can be allocated to demand deposits or short-term fixed products in USDT, BTC, etc., ensuring liquidity and safety while earning stable returns.

Meanwhile, a smaller portion (e.g., 30%) can be used to try high-yield limited-time activities or new financial products (such as STABLE’s 500% annualized product) to seek higher return potential.

The flexibility of Gate YuBiBao allows users to adjust strategies at any time based on market conditions and personal needs. For example, when expecting a sideways market, increase the proportion of fixed-term investments; when anticipating a market rally, raise the share of demand deposits to maintain liquidity.

05 Security Assurance: Underlying Architecture Behind Trust

In the crypto world, high yields often come with security concerns. Gate YuBiBao manages funds totaling up to $2.8 billion, and its underlying security and compliance framework are the foundation of user trust.

Gate Exchange is one of the first major platforms globally to publicly commit to 100% reserve proof. This means the platform holds sufficient reserves to cover all user assets, ready to meet withdrawal demands at any time.

Specifically, for YuBiBao, the operation of financial funds adopts a “hybrid centralized and decentralized storage” scheme. Additionally, the platform requires asset borrowers to provide adequate collateral to further safeguard funds.

06 Risk Awareness: Essential Tips Before Rational Participation

While seizing high-yield opportunities, rational investors should have a clear understanding of potential risks and activity rules. The inherent volatility of crypto assets means that returns come with risks.

The primary risk is market risk. All crypto financial products are affected by market trends, regulatory policies, and other factors, with prices potentially experiencing sharp fluctuations. Even with fixed annualized yields, the market value of the principal may change.

Second, understand the reward distribution mechanism. The extra rewards for BTC/ETH activities are issued in equivalent tokens (RLS/NESS), whose prices are volatile, and their final value may be higher or lower than expected.

Users must strictly adhere to activity rules. Gate strictly prohibits cheating behaviors (such as multi-account operations), and any violation will result in disqualification. Additionally, users in certain countries or regions (e.g., the UK) may be unable to participate in related services. Please read the user agreement carefully before subscribing.