2025-12-24 03:31:17

Recently, there’s been a big news explosion in the crypto world—saying that global banks are teaming up to hit XRP, and once it falls to a certain price, the trillion-dollar cross-border payment system will be paralyzed. When this news came out, the price of XRP fluctuated up and down, investors started to panic, and market sentiment followed the roller coaster. But is there really something to this, or is it just another wave of anxiety-inducing stories?

We need to first look at why XRP can give rise to such rumors. According to the latest data from the IMF, the global cross-border payment scale is approximately $1 trillion in 2024. Although the proportion of crypto payments in this is still not large, the growth rate is indeed fast. The key point is that XRP is not an ethereal concept coin— the Ripple network has already partnered with many banks worldwide, and HSBC has directly integrated XRP into the international payment system, reducing cross-border transfers from several days to just a few seconds, with transaction fees saved by 70%. With such a realistic foundation, the statement "cross-border payments will collapse" sounds somewhat convincing.

But upon closer inspection, this rumor is full of holes. First of all, the "Wall Street leaked documents" have yet to be verified for authenticity. The information in the crypto world is chaotic, and there are frequently rumors of "large institutions colluding to crash the market," but most of these have been confirmed to be just emotional speculation. Secondly, the global banking factions are not united; each bank has its own interests and considerations, making it unlikely that they would work together on any conspiracy. Finally, the stability of the payment system will not collapse directly due to the price fluctuation of a single coin.

Ultimately, such major news always pops up in the crypto world from time to time. Sometimes it can drive prices up, and other times it serves as a tool for panic. Instead of following the trend, it's better to return to the fundamentals—does XRP have value in practical applications, and have bank collaborations expanded? This is the key for the long term.

XRP-1.16%

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YieldFarmRefugee

· 13h ago

It's this same old story again, every time they say the banks are going to dump, but in the end, aren't they still cooperating? Here comes another round of "Wall Street leaks"? I've memorized this routine already. To be honest, instead of believing these empty claims, it's better to see how many banks are actually using Ripple right now. Rumors full of holes, people in the crypto world just love this kind of stuff. If the banks really wanted to dump, they wouldn't still be cooperating with Ripple, something just doesn't add up. The fundamentals are what matter, that's the truth.

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just_vibin_onchain

· 13h ago

Here we go again, is the bank colluding to dump? Wake up, this script has been played out.

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DaisyUnicorn

· 13h ago

It's the same story of "bank conspiracy dumping" again, and there are always people who believe it... Really, the little flowers are starting to wither. --- I just chuckle at the leaked documents from Wall Street; after searching for a long time, I can't find any real evidence. Isn't this just the daily operation in the crypto world? --- Instead of getting tangled up in how low the price can fall, why not ask if the banks are really advancing their cooperation with Ripple? This is what should be looked at in the long term. --- Payment system collapse? Ha, the risk control mechanisms are a hundred times more complex than you think. Don't overestimate the weight of any one coin. --- Honestly, I'm a bit fatigued by this wave of rumors. Every few days there's another "conspiracy theory". Aren't the suckers tired of the market? --- The fundamentals are what matter. Whether XRP has actual use cases and whether banks are really using it is what deserves to be deeply explored, okay?

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TestnetNomad

· 14h ago

Another round of this? I haven't seen the leaked documents from Wall Street, all these years there have been rumors in the crypto world, which one is true? If the banks really wanted to crush XRP, they would have done it long ago, why bother with this now? Honestly, the fundamentals are what matter, don't keep fixating on price Fluctuation. It's just another trick to Be Played for Suckers, wake up brothers. HSBC is already using it, saying it's going to collapse is just too absurd.

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