Coincircle(120Btc.coM): XRP(Ripple)officially announced its XRP Ledger(XRPL)'s latest institutional-grade Decentralized Finance development blueprint on 2/25, aiming to make XRPL a secure, scalable L1 public chain and attract financial institutions to use blockchain technology in a compliant environment.
XRP indicates that the plan will focus on the decentralized exchange (DEX), credit-based Decentralized Finance lending protocols, and a new multi-purpose token (MPT) standard, which will be combined with XRPL's decentralized identity (DID) technology to ensure regulatory compliance.
The illustration shows the Blockchain functionality and Decentralized Finance applications that XRP will launch in 2025
In addition, XRP emphasizes that the plan will be built on existing infrastructure, including price oracles, and automated market makers (AMM), accelerating the development of Decentralized Finance ecosystem on XRPL.
XRP price soared 300%, but on-chain activity still lags behind Ethereum
Recently, the price of XRP has surged, rising by over 300% since Trump took office. As of February 26th, the market value of XRP is about $128 billion, making it one of the top five cryptocurrencies in the world.
However, despite the rise in XRP price, the total value locked (TVL) on the XRPL chain is still far below competitors, such as Ethereum, which has a TVL of $50 billion compared to XRPL's mere $80 million, indicating that its Decentralized Finance ecosystem still has room to grow.
This is related to XRPL's lack of support for third-party smart contracts in the past. Currently, Decentralized Finance applications on the network, such as AMM, are mainly promoted by Ripple's development team. However, XRP CEO Brad Garlinghouse revealed in January that XRPL's DEX had processed over $1 billion in cryptocurrency transactions since its launch in 2024, demonstrating continued market demand.
Can institutional-level Decentralized Finance reverse XRPL, XRP bullish on trillion-dollar market
XRP hopes to drive a new wave of growth for XRPL through institutional-level Decentralized Finance and the application of real-world assets (RWA, Real-World Assets). According to Colin Butler, Global Head of Institutional Capital at Polygon, the tokenized market size of RWA is as high as $30 trillion, with huge potential.
In addition, with the inauguration of Donald Trump (, the US cryptocurrency regulatory policy may shift towards a more friendly direction, further assisting the development of XRP: Trump has promised to make the US a 'global cryptocurrency center' and plans to appoint officials supportive of the crypto industry to oversee the Securities and Exchange Commission )SEC(.
Several asset management companies have applied for XRP spot ETFs, according to JPMorgan's analysis, assuming that if the XRP ETF is approved, it may attract billions of dollars in funds.
The SEC's lawsuit against Ripple may have a chance to be dismissed. The case has been impacting the XRP market since 2022, but the recent withdrawal of the investigation into the decentralized exchange Uniswap by the SEC indicates that regulatory agencies may be adjusting their attitude towards cryptocurrencies under the Trump administration, which could potentially benefit the XRP case.
XRPL development institutional-level Decentralized Finance, foreign arrivals are imminent
Ripple's institutional-grade Decentralized Finance development blueprint aims to attract financial institutions to XRPL in a compliant environment, and enhance competitiveness through tokenization of RWA, lending protocols, DEX, and new token standards. However, the current on-chain activities of XRPL still lag far behind Ethereum, and whether this plan can turn the tide remains to be market-validated.
However, driven by favorable factors such as the support of the Trump administration, the potential listing of ETFs, and the softened regulatory attitude of the SEC, the future development of XRP and XRPL is worth continuous attention.
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XRP launches XRP Ledger institutional-grade Decentralized Finance initiative! Strengthening Blockchain financial applications to seize RWA
Coincircle(120Btc.coM): XRP(Ripple)officially announced its XRP Ledger(XRPL)'s latest institutional-grade Decentralized Finance development blueprint on 2/25, aiming to make XRPL a secure, scalable L1 public chain and attract financial institutions to use blockchain technology in a compliant environment.
XRP launches XRP Ledger institutional-grade Decentralized Finance initiative, strengthening Blockchain financial applications
XRP indicates that the plan will focus on the decentralized exchange (DEX), credit-based Decentralized Finance lending protocols, and a new multi-purpose token (MPT) standard, which will be combined with XRPL's decentralized identity (DID) technology to ensure regulatory compliance.
The illustration shows the Blockchain functionality and Decentralized Finance applications that XRP will launch in 2025
In addition, XRP emphasizes that the plan will be built on existing infrastructure, including price oracles, and automated market makers (AMM), accelerating the development of Decentralized Finance ecosystem on XRPL.
XRP price soared 300%, but on-chain activity still lags behind Ethereum
Recently, the price of XRP has surged, rising by over 300% since Trump took office. As of February 26th, the market value of XRP is about $128 billion, making it one of the top five cryptocurrencies in the world.
However, despite the rise in XRP price, the total value locked (TVL) on the XRPL chain is still far below competitors, such as Ethereum, which has a TVL of $50 billion compared to XRPL's mere $80 million, indicating that its Decentralized Finance ecosystem still has room to grow.
This is related to XRPL's lack of support for third-party smart contracts in the past. Currently, Decentralized Finance applications on the network, such as AMM, are mainly promoted by Ripple's development team. However, XRP CEO Brad Garlinghouse revealed in January that XRPL's DEX had processed over $1 billion in cryptocurrency transactions since its launch in 2024, demonstrating continued market demand.
Can institutional-level Decentralized Finance reverse XRPL, XRP bullish on trillion-dollar market
XRP hopes to drive a new wave of growth for XRPL through institutional-level Decentralized Finance and the application of real-world assets (RWA, Real-World Assets). According to Colin Butler, Global Head of Institutional Capital at Polygon, the tokenized market size of RWA is as high as $30 trillion, with huge potential.
In addition, with the inauguration of Donald Trump (, the US cryptocurrency regulatory policy may shift towards a more friendly direction, further assisting the development of XRP: Trump has promised to make the US a 'global cryptocurrency center' and plans to appoint officials supportive of the crypto industry to oversee the Securities and Exchange Commission )SEC(.
Several asset management companies have applied for XRP spot ETFs, according to JPMorgan's analysis, assuming that if the XRP ETF is approved, it may attract billions of dollars in funds.
The SEC's lawsuit against Ripple may have a chance to be dismissed. The case has been impacting the XRP market since 2022, but the recent withdrawal of the investigation into the decentralized exchange Uniswap by the SEC indicates that regulatory agencies may be adjusting their attitude towards cryptocurrencies under the Trump administration, which could potentially benefit the XRP case.
XRPL development institutional-level Decentralized Finance, foreign arrivals are imminent
Ripple's institutional-grade Decentralized Finance development blueprint aims to attract financial institutions to XRPL in a compliant environment, and enhance competitiveness through tokenization of RWA, lending protocols, DEX, and new token standards. However, the current on-chain activities of XRPL still lag far behind Ethereum, and whether this plan can turn the tide remains to be market-validated.
However, driven by favorable factors such as the support of the Trump administration, the potential listing of ETFs, and the softened regulatory attitude of the SEC, the future development of XRP and XRPL is worth continuous attention.