XRP Price Prediction: Four ETFs are set to launch this week, can the price of XRP return to its historical high of $3.8?

In the third week of November 2025, four XRP Spot ETFs are about to log in to the financial market. Franklin Templeton's EZRP will debut on November 18 at CBOE, Bitwise products are expected to launch on November 19-20, and funds from 21Shares and CoinShares may be introduced between November 20-22. Together with the REX/Osprey XRPR that was listed in September, there will be a total of seven XRP ETFs launched this month, which is expected to attract billions of dollars in institutional funds.

Analysts point out that the technical indicators show XRP has broken through a minor downtrend on the 4-hour chart. The current price of $2.15 has a 34% upside potential compared to the historical high of $3.8, and the inflow of ETF funds could become a catalyst for the price.

XRP ETF Issuance Timeline and Product Feature Analysis

Franklin Templeton, as a giant asset management firm with $447 billion under management, has achieved a milestone with the listing of its EZRP product on the CBOE. The fund adopts a physical-backed model, directly holding XRP Spot, creating direct competition with the products soon to be launched by Bitwise. After successfully launching the Solana ETF (BSOL) at the end of October, Bitwise is also accelerating the approval process by submitting the “final amendment” to the SEC. 21Shares has initiated the standard 20-day SEC review period, and its collaborative product with CoinShares is expected to make its debut before Thanksgiving. Notably, the pioneer REX/Osprey XRPR has seen a first-day trading volume of $38 million since its listing on September 18, and its current management size has surpassed $150 million, setting a demand benchmark for subsequent products.

XRP Capital Inflow Forecast and Price Target Calculation

Based on the historical performance of Bitcoin and Ethereum ETFs, analysts are optimistic about the potential capital inflows for the XRP ETF. Bloomberg Intelligence estimates that the total inflow for the first year of the XRP ETF could reach $4.5-6 billion, equivalent to 8-11% of the current circulating market cap of XRP. This scale of funding is expected to drive the price above the $3 threshold, challenging the historical high of $3.8.

Technical analysis shows that XRP has formed solid support in the $2.0-2.15 range, and the Relative Strength Index (RSI) has rebounded from the oversold region, creating a bullish divergence. Derivative market data is also positive, with XRP futures open interest increasing by 22%, but the funding rate remains stable, indicating that leveraged longs have not yet overheated.

XRP ETF listing schedule and key data

• Franklin Templeton EZRP: Listed on CBOE on November 18
• Bitwise XRP ETF: Expected to launch on November 19-20
• 21Shares & CoinShares: Review completed from November 20 to 22.
• REX/Osprey XRPR: AUM of $150 million has been accumulated.
• Price Target: $3.8 (up 34% from current)

XRP ETF Market Competition Landscape and Product Differentiation

The competitive landscape of the XRP ETF market is forming a multi-layered pattern. Franklin Templeton, with its brand influence in the traditional financial sector, may attract conservative institutional investors; Bitwise excels in technology, and its index construction and tax optimization features are favored by professional investors; the European backgrounds of 21Shares and CoinShares facilitate global allocation.

Although VanEck has not officially announced an XRP product, the launch of its zero-fee staking Solana ETF shows the company's emphasis on the altcoin space. In terms of product design, some funds may integrate staking yield features, providing investors with an additional 2-4% annualized return, which is quite attractive in the current low-interest-rate environment.

XRP ETF Regulatory Environment and Institutional Acceptance

The intensive listing of XRP ETFs benefits from a significant improvement in the regulatory environment. After Ripple made key progress in its lawsuit with the SEC, institutional investors' compliance concerns regarding XRP have been greatly alleviated. At the same time, the advancement of the U.S. market structure bill in Congress provides a clearer framework for the classification of digital assets.

From the custody perspective, qualified custodians such as Coinbase Custody and Anchorage Digital have established a complete infrastructure for institutions holding XRP, with an insurance coverage rate of 100%. The participation of the banking industry is also increasing, as Bank of America and JPMorgan have begun to offer XRP-related structured products to high-net-worth clients, demonstrating the acceptance of assets by the traditional financial system.

XRP Risk Factors and Investment Strategy Recommendations

Despite the optimistic outlook, investors still need to be cautious of several risk points. On the technical side, XRP faces strong resistance in the $2.35-$2.50 range, where the 50-day and 200-day moving averages intersect. On the regulatory front, the SEC may still question the structure of individual ETFs, delaying their listing.

In the macro environment, the probability of the Federal Reserve cutting interest rates in December has dropped to 44%, which may suppress the performance of risk assets. It is recommended that short-term traders pay attention to trading volume performance on the first day of the ETF listing; if the daily trading volume exceeds $500 million, it may be considered to build a position in the direction of the trend. For medium to long-term investors, it is advisable to adopt a phased layout strategy, completing the allocation in 3-4 batches within the $2.0-$2.3 range, with the stop-loss set below $1.9.

When an asset transitions from the fringe to the mainstream, its value discovery process is often accompanied by opportunities for institutional arbitrage. The intensive listing of the XRP ETF is not only an innovation in products but also a formal recognition of blockchain asset classes by traditional finance. Those investors who can understand this paradigm shift ahead of the market may capture excess returns amidst the wave of institutional funds.

FAQ

Which XRP ETFs are set to launch this week?

Franklin Templeton's EZRP will be listed on November 18, Bitwise products are expected to launch on November 19-20, and the funds from 21Shares and CoinShares may debut between November 20-22.

How much capital inflow could the XRP ETF bring?

Analysts estimate that the total inflow in the first year will be between 4.5 to 6 billion USD, which is equivalent to 8-11% of XRP's current circulating market value.

What impact does the ETF listing have on the price of XRP?

Based on historical analogies, institutional capital inflows may drive XRP to challenge the historical high of $3.8, which has a 34% upside potential compared to the current $2.15.

What risks should be noted when investing in XRP ETF?

Regulatory approval delays, technical resistance levels, macroeconomic shifts, and product homogeneity competition are all potential risk factors.

What is the difference between XRP ETF and directly holding XRP?

ETF provides a regulated investment channel, professional custody services, and tax reporting convenience, but it requires management fees and does not allow direct participation in on-chain governance or staking.