The SEC review has entered a critical phase! Experts predict that the price of XRP could soar to $22–50 after the ETF listing.

As the U.S. Securities and Exchange Commission (SEC) enters the final review stage for multiple Spot XRP ETF applications, market sentiment continues to heat up. A well-known crypto assets commentator recently reiterated his prediction that XRP is expected to surge to the range of $22–50 after the ETF listing, a target price that has sparked heated discussions among investors.

Why do experts have a positive outlook on the 22–50 USD range?

Crypto commentator Kenny Nguyen stated in a tweet this month that once the first Spot XRP ETF begins trading, market demand will be significantly released, and prices are expected to enter the range of 22–50 dollars in the short term.

He believes that the launch of the ETF will attract a large amount of institutional funds, and that the current liquidity supply of XRP is limited. This "supply and demand mismatch" could be a key factor driving a sharp rise in price.

SEC postpones review, multiple applications entering the countdown

Recently, the SEC has repeatedly extended the review deadline for the Spot XRP ETF, including the application from Franklin Templeton, with the final decision time pushed back to mid-November.

Other ETF issuers face the final approval deadline in October, which means there will be a concentrated decision-making period this fall.

Currently, the SEC is reviewing dozens of ETF applications related to Crypto Assets, reflecting the rapidly growing demand for institutional products in the market.

Historical Analogy: Insights from Bitcoin ETF

Analysts point out that historical data from Bitcoin Spot ETFs can be referenced to estimate the potential demand for XRP.

If the capital inflow after the ETF is listed can replicate the Bitcoin model, the price upside potential of XRP will be very considerable.

Under different assumptions of capital capture rates, the price range predicted by the model varies from a few dollars to several tens of dollars.

According to the experts' calculations of the range between 22–50 USD, the implied market value of XRP will reach the trillions of dollars level.

Why is the market closely watching October and November?

According to the SEC's announced review schedule:

October: Final deadline for some ETF issuers

Mid-November: Final decision period for institutions such as Franklin Templeton.

These dates are seen as potential market turning points, as approval or rejection could trigger a new wave of price fluctuations.

Conclusion

As the SEC review enters a critical phase, the fate of the XRP ETF will be revealed in the next two months. Regardless of the final outcome, market speculation about a price range of $22–50 has already been brewing among investors. If the ETF is approved and institutional funds flood in, XRP may see a historic rally, but at the same time, investors must also be wary of the risks brought by high volatility.