Institutional 0% interest loan plan upgrade: easy to unlock 200,000 - 10,000,000 USDT interest-free quota

1. Exclusive for New Customers: Unified Account Lending

Applicable to customers with a monthly trading volume of over $20 million. By providing proof of trading volume for the past 30 days, you can obtain a lending limit upon joining Gate.io.

Lending Rules: After obtaining the limit within 30 days, if the cumulative trading volume meets the standard, you can enjoy a 90-day interest-free treatment. The interest-free loan limits and trading volume requirements are as follows:

| USDT Interest-Free Quota | 30-Day Cumulative Trading Volume $ | | :--- | :--- | | 200,000 | >15,000,000 | | 300,000 | >25,000,000 | | 400,000 | >50,000,000 |

Maturity Assessment: If the trading volume does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be returned within 3 days; if the standard is met, the interest-free period will be extended by 60 days, totaling 90 days interest-free.

2. Exclusive for Existing Customers: Unified Account Lending & OTC Lending

1.Unified Account Lending Applicable Customers: Existing customers with an average monthly trading volume of $30 million - $100 million over the past 90 days can apply for a maximum borrowing limit of 400,000 USDT.

Lending Rules: After obtaining the limit, there will be an assessment every 30 days. If the trading volume growth or the market share of spot orders or contract orders meets the standards, you can enjoy interest-free treatment and continue borrowing.

| USDT Interest-Free Quota | Assessment Method 1: 30-Day Trading Volume Growth Rate | | Assessment Method 2: Spot Market Share of Order Eating Volume | | Assessment Method 3: Contract Market Share of Order Eating Volume | | :--- | :--- | :--- |:--- | :--- | :--- | | 200,000 | 30% | or | 0.1% | or | 0.04% | | 300,000 | 40% | or | 0.18% | or | 0.08% | | 400,000 | 50% | or | 0.35% | or | 0.15% |

Assessment every 30 days: If the assessment does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be returned within 3 days; if the standard is met, the past borrowing period is interest-free, continuous borrowing is allowed, and a higher limit can be applied for.

• Trading volume growth rate calculation: 30-day trading volume/( past 90-day average trading volume x 30) - 1
• Market share calculation: 30-day eating single transaction volume / 30-day total transaction volume on Gate.io
• Order eating rate requirement: Among the above three assessment methods, the customer's order eating trading volume must account for more than 60% of their total trading volume.

2. OTC Lending / Unified Account Lending Applicable Customers: Existing customers who have completed KYB certification and have a trading volume of over $100 million in the past 30 days can apply for a maximum interest-free limit of 10 million USDT based on their trading volume. Two lending methods are available: unified account lending and OTC lending.

Lending Rules: The trading volume in the past 30 days meets the order & taker requirements for contracts or spot in the table below, and you can apply for the corresponding interest-free lending limit.

| Loan Limit USDT | Perpetual Contract Order Trading Volume $ | Perpetual Contract Fill Trading Volume $ | | Spot Order Trading Volume $ | Spot Fill Trading Volume $ | | :--- | :--- | :--- | :--- | :--- | :--- | | 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 | | 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 | | 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 | | 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 | | 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 |

Total Limit ：

• Spot and contract are calculated separately, the total loan limit for spot + contract is 10 million USDT.

Assessment Period:

• Each calendar month is an assessment period.
• gate will conduct a trading volume audit on the first day of each month.

Assessment Criteria: Must meet the monthly trading volume requirements for the corresponding borrowing level of the contract "taker and maker" or spot "taker and maker".

Non-compliance Handling:

• If the trading volume requirement is not met, interest must be paid at the agreed rate, and the corresponding principal and interest must be returned within 3 days after the notification of the review results (based on the actual review results notification email).
• Late repayment will trigger the automatic repayment process; if the account funds are insufficient, forced liquidation may occur.

Notes:

1. Unified account loan funds can only be used for spot margin trading; OTC lending funds are not restricted by the market.
2. The trading volume of all 0-fee trading pairs is not included in the statistics.
3. New customers cannot participate in the GMMC activity at the same time.
4. All borrowings under this plan require account margin, and the margin coefficient and risk control mechanisms follow the unified account. For details, please consult your account manager or visit https://www.gate.io/zh/loan-info.
5. The old Institution 0 Interest Loan Plan event has ended.
6. For other details, please contact your key account manager at mm@Gate.io

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