Why are banks collectively opposing CLARITY? Because they smell the "bank run" coming

Every time traditional finance starts warning about something wildly, I instinctively have a thought:
“Is someone touching their profits?”
This time, the CLARITY bill is a typical example.
The biggest fear in the US banking industry now is not Bitcoin's surge, but ordinary people suddenly realizing:
Banks are not the only access point to funds.
Especially the discussion about "member rewards" in the bill has already put the banking circle on high alert.
Because the most dangerous part of this is:
It could change users' saving habits.
In the past, people kept money in banks because there was no other choice.
Now, on-chain finance is telling users:
“You can not only save, but also earn yields, and transfer anytime.”
This is almost like a "financial short video revolution" for banks.
Think about how short videos took down traditional TV back then?
Not because the content was more advanced,
But because it was more direct, faster, and more stimulating.
On-chain finance is the same for banks.
And the increasing probability of success on Polymarket essentially indicates that the market has started to believe:
US regulators are shifting from “crushing” to “regulating.”
The truly important part of this isn’t the token price, but the “legitimacy.”
Because over the past few years, the biggest problem in the crypto industry has never been technology, but identity.
Like a highly profitable employee without an official badge.
Now, what CLARITY aims to do is to give the entire industry an official badge.
Once successful, the subsequent impact will be profound.
For example:
More banks may have to adopt stablecoins;
More payment companies will enter on-chain;
More institutions will start launching compliant crypto products.
Most importantly:
Capital costs will decrease.
What does that mean?
Many projects used to raise funds through underground channels;
In the future, they might operate directly through institutionalization.
This will gradually shift the entire market from “speculation-driven” to “financial infrastructure-based.”
Of course, this doesn’t mean the crypto world will suddenly become civilized.
After all, even the most regulated markets can’t stop people from chasing gains at 3 a.m.
But in the long run,
CLARITY might truly change the social identity of the crypto market.
From “financial fringe players,”
Gradually becoming “official participants.”#CLARITY法案推进受阻