A seasoned XRP community member questioned the claim that holding 20,000 XRP can guarantee financial freedom, arguing that long-term costs and inflation will erode its value. He pointed out that true financial freedom typically requires assets of $5 million to $7 million and emphasized that disciplined financial planning is just as important as token prices. While some advocate holding 50,000 XRP for greater investment opportunities, others stress that sustainability and relevant knowledge are more important than mere accumulation.

Altcoins XRP, Solana, and Bitcoin: 2026 Crypto Opportunities According to Qwen3-MAX AI Artificial Intelligence The latest version of Alibaba’s Qwen3-MAX AI, developed as a competitor to ChatGPT, shared updated crypto price expectations for XRP, Solana, and Bitcoin as the new year begins. According to the model, high volatility may be observed in all three assets in the coming weeks; prices could make sharp movements both upward and downward. Below are the two-sided forecasts from Qwen3-MAX AI for each asset as we enter 2026. These scenarios consider potential upside targets and downside risks together. Ripple (XRP): Alibaba AI Predicts Rise to $5 by Year-End In a bearish scenario, Alibaba’s AI model predicts Ripple’s XRP could decline from the current $1.90 level to approximately $1.50, and at worst, stay within this range. If this truly is the worst-case scenario, we can already hear the high-pitched reaction among XRP investors: “I’m okay with this.” In an optimistic scenario, Alibaba’s AI model foresees a strong breakout. According to this, XRP could rise by up to 82%, reaching $3.50, or even $5 by the end of the year. This level is nearly double the previous all-time high (ATH). The launch of spot XRP ETFs listed in the US in the new year could serve as a strong catalyst for new capital inflows from institutional investors, similar to the initial demand seen for Bitcoin and Ethereum ETFs. In this article The latest version of Alibaba’s Qwen3-MAX AI, developed as a competitor to ChatGPT, shared updated crypto price expectations for XRP, Solana, and Bitcoin as the new year begins. The model suggests high volatility may be seen in all three assets in the coming weeks; prices could make sharp movements both upward and downward. Below are the two-sided forecasts from Qwen3-MAX AI for each asset as we enter 2026. These scenarios consider potential upside targets and downside risks together. Ripple (XRP): Alibaba AI Predicts Rise to $5 by Year-End In a bearish scenario, Alibaba’s AI model predicts Ripple’s XRP could decline from the current $1.90 level to approximately $1.50, and at worst, stay within this range. If this truly is the worst-case scenario, we can already hear the high-pitched reaction among XRP investors: “I’m okay with this.” In an optimistic scenario, Alibaba’s AI model foresees a strong breakout. According to this, XRP could rise by up to 82%, reaching $3.50, or even $5 by the end of the year. This level is nearly double the previous all-time high (ATH). The launch of spot XRP ETFs listed in the US in the new year could serve as a strong catalyst for new capital inflows from institutional investors, similar to the initial demand seen for Bitcoin and Ethereum ETFs. xrp trading chart There are currently three critical levels to focus on in the XRP chart. To maintain a bullish structure, XRP needs to stay above $1.80 as it enters the first quarter of 2026. The price recently rose above $1.90. If this upward movement continues, the psychological resistance at $2.00 may be tested again. The RSI is around 64, indicating there is still room for movement toward $2.20 in the short term. You Might Be Interested: How to Convert Money in Your Credit Card to Cash? Solana (SOL): Alibaba AI Foresees 400% Upside Potential Alibaba’s AI model highlights a bullish scenario targeting a price range of $300–$400 for Solana (SOL) as we enter 2026. This forecast indicates a potential increase of about 400% compared to the current price level. Solana still appears to be the standout coin in this cycle. Alibaba’s AI assessment emphasizes Solana’s unique speed, rapidly growing DeFi ecosystem, and increasing institutional interest as the main driving forces behind this outlook. While all these developments unfold, the price remaining above the 18-month main support level suggests Solana is quietly but strongly preparing for an upward move toward 2026. From a technical perspective, SOL has broken above the short-term resistance around $128. If the price can hold above the $127.50–$130.50 range, momentum could increase rapidly. In this scenario, the first target could be $133, followed by testing the upper band of the $139–$140 channel. If the region cannot be maintained, the $118 level becomes the next focus; below that, $112 is a strong support to watch. If the upward movement fails, Alibaba AI predicts the price could fall below $100. Bitcoin (BTC): Alibaba AI Says Bitcoin Could Surpass $150,000 After ending 2025 with a decline and breaking the traditional four-year cycle, Alibaba’s AI model predicts Bitcoin could make a strong rebound and surpass $150,000 by the end of the year. This is justified by the acceleration of spot ETF entries and macroeconomic conditions supporting risky assets. In a more bullish scenario, the model even foresees Bitcoin reaching around $175,000. Bitcoin is entering 2026 at a very critical point. The price is in a consolidation phase, and the RSI is starting to turn upward. Although the market is not fully convinced of a rapid six-figure breakout, institutional investors continue to accumulate. According to its data, $120,000 remains the most likely scenario; BTC is still confined within a narrow band around $89,000. The next move will likely determine the overall tone for the rest of the year. If Bitcoin can close clearly above $90,500, this movement could break the triangle pattern upward and push the price toward $92,800 and then $95,000. A breakdown below $87,000 would damage the technical structure and open the way for a pullback toward $85,800. For now, the overall structure still supports a slight upward bias.